[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.olung.cz\/nepodcenujte-financni-potize\/#Article","mainEntityOfPage":"https:\/\/www.olung.cz\/nepodcenujte-financni-potize\/","headline":"Nepodce\u0148ujte finan\u010dn\u00ed pot\u00ed\u017ee","name":"Nepodce\u0148ujte finan\u010dn\u00ed pot\u00ed\u017ee","description":"\u017divot je n\u011bco notn\u011b nejist\u00e9ho. \u010clov\u011bk tu nem\u016f\u017ee po\u010d\u00edtat prakticky s \u017e\u00e1dn\u00fdmi nem\u011bnn\u00fdmi jistotami, proto\u017ee sta\u010d\u00ed kolikr\u00e1t i jenom m\u00e1lo, aby se v\u0161e zm\u011bnilo. A to jak k lep\u0161\u00edmu, tak bohu\u017eel i k hor\u0161\u00edmu. Je-li tedy \u010dlov\u011bk proz\u00edrav\u00fd, v\u00ed, \u017ee","datePublished":"2021-08-20","dateModified":"2021-08-20","author":{"@type":"Person","@id":"https:\/\/www.olung.cz\/author\/#Person","name":"","url":"https:\/\/www.olung.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4860d213c5bedfa07ff2b166ff7b069759f9dbf79eae813578c75f9f8cb939b7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4860d213c5bedfa07ff2b166ff7b069759f9dbf79eae813578c75f9f8cb939b7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"olung.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.olung.cz\/wp-content\/uploads\/eura%20pen%C3%ADze_10_10_10_10_2.jpg","url":"https:\/\/www.olung.cz\/wp-content\/uploads\/eura%20pen%C3%ADze_10_10_10_10_2.jpg","height":0,"width":0},"url":"https:\/\/www.olung.cz\/nepodcenujte-financni-potize\/","wordCount":441,"articleBody":"   \u017divot je n\u011bco notn\u011b nejist\u00e9ho. \u010clov\u011bk tu nem\u016f\u017ee po\u010d\u00edtat prakticky s \u017e\u00e1dn\u00fdmi nem\u011bnn\u00fdmi jistotami, proto\u017ee sta\u010d\u00ed kolikr\u00e1t i jenom m\u00e1lo, aby se v\u0161e zm\u011bnilo. A to jak k lep\u0161\u00edmu, tak bohu\u017eel i k hor\u0161\u00edmu.Je-li tedy \u010dlov\u011bk proz\u00edrav\u00fd, v\u00ed, \u017ee se v jeho \u017eivot\u011b m\u016f\u017ee ledacos zkomplikovat, a proto se postar\u00e1 o to, aby v\u0161echno kdykoliv aspo\u0148 n\u011bjak zvl\u00e1dnul. Co\u017e znamen\u00e1 nap\u0159\u00edklad i zaji\u0161t\u011bn\u00ed si finan\u010dn\u00edch rezerv, s jejich\u017e pomoc\u00ed by se daly p\u0159ekonat mo\u017en\u00e9 probl\u00e9my.Jen\u017ee mnoz\u00ed z n\u00e1s takov\u00e9 finan\u010dn\u00ed rezervy nemaj\u00ed, nebo je maj\u00ed jenom v naprosto nedostate\u010dn\u00e9 v\u00fd\u0161i. A kdy\u017e potom na n\u011bkoho takov\u00e9ho dolehnou probl\u00e9my finan\u010dn\u00ed povahy, zastihnou ho v nedbalk\u00e1ch, tedy nep\u0159ipraven\u00e9ho. A kdo nen\u00ed na finan\u010dn\u00ed pot\u00ed\u017ee p\u0159ipraven, ten to m\u00e1 skute\u010dn\u011b hodn\u011b t\u011b\u017ek\u00e9.Kdy\u017e nem\u00e1 \u010dlov\u011bk naspo\u0159eno, aby s pomoc\u00ed \u00faspor vy\u0159e\u0161il panuj\u00edc\u00ed pot\u00ed\u017ee, mus\u00ed obvykle uva\u017eovat o tom, \u017ee by si m\u011bl n\u011bkde n\u011bjak\u00e9 pen\u00edze p\u016fj\u010dit. Jen\u017ee nen\u00ed-li p\u0159ipraven ani na tuto eventualitu, ani zde se mu neda\u0159\u00ed. \u017d\u00e1d\u00e1 o p\u016fj\u010dky v bank\u00e1ch, jen\u017ee tam po n\u011bm cht\u011bj\u00ed dolo\u017een\u00ed vysok\u00fdch p\u0159\u00edjm\u016f, \u010dist\u00fdch registr\u016f dlu\u017en\u00edk\u016f a kdo v\u00ed, \u010deho v\u0161eho je\u0161t\u011b, a nakonec ho tu ozna\u010d\u00ed jako nedostate\u010dn\u011b kvalitn\u00edho a tud\u00ed\u017e ne\u017e\u00e1douc\u00edho z\u00e1jemce, kter\u00e9mu nep\u016fj\u010d\u00ed. A podobn\u00fd nep\u0159ipraven\u00fd \u010dlov\u011bk aby se uzoufal.A co ti, kdo jsou p\u0159ipraven\u00ed? Ti na tom nemus\u00ed b\u00fdt po ekonomick\u00e9 str\u00e1nce o moc l\u00e9pe. Ale p\u0159esto jsou na tom l\u00edp. Proto\u017ee ti u\u017e p\u0159edem v\u011bd\u00ed, \u017ee jim v nez\u00e1vid\u011bn\u00edhodn\u00e9 situaci nepomohou banky maj\u00edc\u00ed p\u0159\u00edsn\u00e1 pravidla, ale v\u00fdhradn\u011b hypot\u00e9ka bez registru od nebankovn\u00ed spole\u010dnosti. A ti si tak po\u017e\u00e1daj\u00ed o podobnou nebankovn\u00ed hypot\u00e9ku, daj\u00ed za ni do z\u00e1stavy svoji nemovitost a hned mohou m\u00edt k dispozici pen\u011bz habad\u011bj a mohou i nad\u00e1le norm\u00e1ln\u011b \u017e\u00edt.D\u00edky on\u00e9 z\u00e1stav\u011b se toti\u017e u nebankovn\u00edch hypot\u00e9k \u017eadatel\u00e9 nijak dlouze a slo\u017eit\u011b neprov\u011b\u0159uj\u00ed a p\u0159ijdou si na sv\u00e9, i kdy\u017e nemaj\u00ed moc co nab\u00eddnout. A to je pr\u00e1v\u011b pro lidi v t\u00edsni ta nejdokonalej\u0161\u00ed volba, pro ni\u017e se jenom mohou rozhodnout.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nepodce\u0148ujte finan\u010dn\u00ed pot\u00ed\u017ee","item":"https:\/\/www.olung.cz\/nepodcenujte-financni-potize\/#breadcrumbitem"}]}]